When Your Bank Becomes Your Accountant, Auditor, and Gatekeeper
South African small businesses are facing a new reality: SARS has given banks the authority to monitor tax refunds and even hold them back if they suspect fraud. On the surface, this sounds like a safeguard. But combined with another trend - the rise of banks offering accounting and payroll software - it creates a dangerous concentration of power. read more
August 27, 2026
